TMG, a Clive-based payments processor for financial institutions, announced it has begun implementing instant-issue EMV chip cards for its clients, following a successful pilot of the program. The service allows TMG’s credit union and community bank partners to place the highest level of security in plastic cards into the hands of consumers immediately upon approval of their debit and credit accounts, rather than customers having to wait seven to 10 days. TMG said client demand has increased more than 175 percent since the launch of EMV instant issue. “Cardholder enthusiasm for a new card is highest immediately following approval,” said TMG Product Manager Chole Casber. “Instant issuance lets consumers begin using their debit and credit cards as soon as they leave the branch.”