JPMorgan Chase & Co., Bank of America Corp. and Wells Fargo & Co. can no longer receive fees from the Making Home Affordable program until they make changes to ensure their processes work better, the U.S. Treasury Department announced. The program, a joint effort of the Treasury and Housing and Urban Development departments, seeks to help borrowers avoid foreclosure. The big banks have been broadly criticized for foreclosure documentation errors. In many cases, institutions have assigned only a single employee to rapidly approve numerous foreclosures, MarketWatch reported.