.bodytext {float: left; } .floatimg-left-hort { float:left; margin-top:10px; margin-right: 10px; width:300px; clear:left;} .floatimg-left-caption-hort { float:left; margin-bottom:10px; width:300px; margin-right:10px; clear:left;} .floatimg-left-vert { float:left; margin-top:10px; margin-right:15px; width:200px;} .floatimg-left-caption-vert { float:left; margin-right:10px; margin-bottom:10px; font-size: 10px; width:200px;} .floatimg-right-hort { float:right; margin-top:10px; margin-left:10px; margin-bottom:10px; width: 300px;} .floatimg-right-caption-hort { float:left; margin-right:10px; margin-bottom:10px; width: 300px; font-size: 10px; } .floatimg-right-vert { float:right; margin-top:10px; margin-left:10px; margin-bottom:10px; width: 200px;} .floatimg-right-caption-vert { float:left; margin-right:10px; margin-bottom:10px; width: 200px; font-size: 10px; } .floatimgright-sidebar { float:right; margin-top:10px; margin-left:10px; margin-bottom:10px; width: 200px; border-top-style: double; border-top-color: black; border-bottom-style: double; border-bottom-color: black;} .floatimgright-sidebar p { line-height: 115%; text-indent: 10px; } .floatimgright-sidebar h4 { font-variant:small-caps; } .pullquote { float:right; margin-top:10px; margin-left:10px; margin-bottom:10px; width: 150px; background: url(http://www.dmbusinessdaily.com/DAILY/editorial/extras/closequote.gif) no-repeat bottom right !important ; line-height: 150%; font-size: 125%; border-top: 1px solid; border-bottom: 1px solid;} .floatvidleft { float:left; margin-bottom:10px; width:325px; margin-right:10px; clear:left;} .floatvidright { float:right; margin-bottom:10px; width:325px; margin-right:10px; clear:left;} Dear Mr. Berko:

Dear R.T.:

I think Gorilla Trade is a fantastic medium if you are a large ape that likes to eat big bananas. But if this lad thinks he can make 75 percent to 100 percent a year, let him prove it to someone else.

I prefer to use the power of dividends to generate long-term principal growth, and my goal is to average 8 percent to 12 percent annually over a 10- to 12-year time frame. It’s slower and too conservative for many investors, but it’s safer and certainly more dependable.

I think your mom would prefer safety and dependability. So here are 10 issues that will provide dividend in-come of 6 percent and possibly some modest growth between 0 percent and 6 percent for the next several dozen months:

• Pearson plc (PSO-$15.04) publishes the Financial Times (London) and various business newspapers and magazines and provides financial and market data, analytics and related information to traders, institutions and the public. This $8.2 billion company has a 59-cent dividend and yields 3.9 percent.

• Packaging Corp. of America (PKG-$30.12) produces containerboard and corrugated packing products used in shipping containers, colored merchandise boxes, wax-coated boxes, meat boxes, etc. This $2.3 billion revenue company pays a $1.20 dividend and yields 4 percent.

• Vodophone Group plc (VOD-$36.80) is a mobile telephone communications company serving 171 million customers in Europe, the Middle East, Africa, Asia and the United States. This $62 billion revenue company pays a dividend of $1.74 and carries a 4.7 percent yield.

• Allied Capital Corp. (ALD-$25.09) is a $450 million business development firm specializing in buyouts, acquisitions, recapitalizations and debt financing. The $2.60 dividend yields 10.4 percent.

• General Electric Co. (GE-$38.25) has its finger in just about everything – from neonatal care to cable TV, mortgages, jet engines, credit cards, appliances, plastics, leasing, etc. This $163 billion company has a $1.12 dividend yielding 2.9 percent.

• UST Inc. (UST-$52.73) is a $1.8 billion revenue company that markets smokeless tobacco products (Skoal, Copenhagen, Red Seal) and wines (Chateau Ste. Michelle, Villa Mount Eden, Domaine Ste. Michelle). The company pays a $2.40 dividend yielding 4.6 percent.

• Pfizer Inc. (PFE-$23.02) is one of the largest drug companies in the world with $49 billion in revenues, and the $1.16 dividend yields 5 percent.

• Enterprise Products Partners LP (EPD-$31.85) is a $14 billion revenue company providing a host of services to producers and consumers of natural gas, natural gas liquids, crude oil and petrochemicals. The $1.96 dividend yields 6.2 percent.

• Provident Energy Trust (PVX-$12.16) engages in the production of crude oil and natural gas in Canada and the Western United States. This $2.1 billion revenue company has a $1.48 dividend yielding 12.2 percent.

• PrimeWest Energy Trust (PWI-$27.25) explores, acquires, produces and markets oil and natural gas in Canada. This $521 million revenue company has a $3 dividend yielding 11 percent.

Now invest $5,000 in each of these issues, and your mother will be able to get a 6 percent dividend payout while she waits for capital gains.