The Affordable Care Act open enrollment period ends Dec. 15 for Iowans purchasing or changing their ACA individual health coverage to become effective Jan. 1. “While the ACA continues to be expensive for many Iowans, rates have come down as a result of new options within the individual market,” Iowa Insurance Commissioner Doug Ommen said. “As the ACA’s open enrollment season comes to a close, Iowans considering individual plans should talk with a licensed insurance agent to thoroughly research all coverage options to determine the best plan for themselves and their families.” During open enrollment, Iowans may call 1-800-318-2596 or visit healthcare.gov for information regarding enrollment and to calculate applicable tax credits. Local insurance agents, assisters and Iowa’s Navigator are available to help Iowans review which insurance plan may best fit their needs. Jeremy Smith, program director for Iowa Navigator, a nonprofit enrollment assistance group, says getting help signing up is important, as many people are overwhelmed by the options and may not know the deadline to sign up is approaching. “Over the course of 2020 we know that thousands of people have lost their jobs and their employer-based health insurance,” Smith said. “The Health Insurance Marketplace can give families a great option to get health coverage.”  Iowans can find local help by visiting https://localhelp.HealthCare.gov/.