STATE

Iowa Entrepreneurial Development Assistance  IDED  515-242-4839; FAX 515-242-4776  Provides technical and financial assistance to high-growth entrepreneurs.

Advanced Research & Commercialization Program (ARC)  IDED  515-242-4819; FAX 515-242-4795  Makes strategic investments in established Iowa businesses with advanced research and commercialization projects, creating new products, providing high-wage opportunities, involving agriculture, advanced technology or  biotechnology.

Community Economic Betterment Account (CEBA)  IDED  515-242-4819; FAX 515-242-4795  Financial assistance program for companies creating new jobs.

Economic Development Set-Aside (EDSA)  IDED  515-242-4819; FAX 515-242-4795  Financial assistance program for businesses creating new jobs for low-to-moderate income individuals in cities under 50,000.

Entrepreneurs with Disabilities Program  IDED  888-472-6055; FAX 515-242-4776  Technical and/or financial assistance for qualified Iowans  with disabilities.

Entrepreneurial Ventures Assistance Program (EVA)  IDED  515-242-4839; FAX 515-242-4776  Financial and technical assistance to early-stage enterprises.

New Jobs and Income Program  IDED  515-242-4707; FAX 515-242-4749  Tax exemptions and credits for companies making capital investment and creating at least 50 jobs.

Public Facilities Set-Aside Program  IDED  515-242-4819; FAX 515-242-4795  Financial assistance to cities of less than 50,000 and to counties for infrastructure improvements.

Self-Employment Loan Program  IDED  200 East Grand Ave.  Des Moines, IA 50309  515-242-4819; FAX 515-242-4795  Low-interest loans for low-income or disabled entrepreneurs.

Targeted Small Business Financial Assistance Program  IDED  515-242-4819; FAX 515-242-4795  Low-interest loan program for minorities, persons with disabilities and women-owned businesses.

Venture Network of Iowa (VNI)  IDED  200 East Grand Ave.  Des Moines, IA 50309  515-242-4839; FAX 515-242-4776  A statewide forum via the Iowa Communications Network where  Iowa entrepreneurs, investors, and business advisors interact.

Venture Project Component of the Community Economic Betterment Account  (CEBA)  IDED  515-242-4819; FAX 515-242-4795  Program makes equity-like investments of up to $250,000 in early-stage businesses.

Value Added Agricultural Products and Process Financial Assistance Program  IDED  515-242-4839; FAX 515-242-4776  Encourages value-added processing of agricultural commodities.

Export Trade Assistance Program (ETAP)  IDED  515-242-4883; FAX 515-242-4918  Funding for participation in international trade shows.

Iowa Economic Development Loan Program  Iowa Finance Authority  100 East Grand Ave, Suite 250  Des Moines, IA 50309  515-242-4990; FAX 15-242-4957  Provides financing to new and expanding businesses through the sale of tax-exempt bonds. Maximum loan is $10 million.

FEDERAL

Access Capital Electronic Network (ACE-NET)  U.S. Small Business Administration  Office of Advocacy  409 3rd St. SW, Suite 20416  Washington, D.C. 20416  www.ace-net.sr.unh.edu  Nationwide internet-based listing service providing information to angel investors on small, growing businesses seeking $250,000 to $5 million in equity financing.

Small Business Investment Companies (SBICS)  U.S. Small Business Administration Investment Division  409 3rd St. SW  Washington, D.C. 20416  or  Moramerica Capital Corp.  (licensed by SBA in Iowa)  101 2nd St. SE, Suite 800  Cedar Rapids, IA 52401  319-363-8249; FAX 319-363-9683  E-mail: david@investam.com  Established to fill the gap between the availability of venture capital and the needs of small businesses in start-up and growth situations. SBICs are privately owned and managed investment firms that use private capital, plus  funds borrowed at favorable rates with an SBA guarantee.

Small Business Administration Loan Programs  U.S. Small Business Administration  Federal Building  210 Walnut St., Room 749  Des Moines, IA 50309  515-284-4422; FAX 284-4572  215 4th Ave. SE, Suite 200  Cedar Rapids  319-362-6405; FAX 319-362-7861  www.sba.gov  Offers guaranteed loans guaranteeing major portions of loans made to small businesses that demonstrate the ability to repay the loan, and enables lenders to provide financing to small businesses when funding is otherwise unavailable on reasonable terms.

Iowa Business Growth Company  SBA Fund 504  7043 Vista Dr.  West Des Moines, IA 50266  515-223-4511; FAX 515-223-5017  E-mail: iabusgrowth@iname.com  Provides fixed asset loans for land, buildings, remodeling new construction and machinery or equipment. SBA 504 loans provide up to 90 percent financing for most projects. A low, fixed interest rate and 10 or 20 year maturity is standard. IBGC is the statewide 504 provider. 515-284-4422.

Small Business Innovation Research Grants (SBIR)  U.S. Small Business Administration  Federal Building  210 Walnut Street, Room 749  Des Moines, IA 50309  515-284-4422; FAX 515-284-4572  Ensures that federal agencies with substantial research and development budgets direct a certain percentage of research and development contracts to small firms.

Intermediary Relenting Program  USDA-Rural Development  873 Federal Building  210 Walnut Street  Des Moines, IA 50309  515-284-4714; FAX 515-284-4859  Provides 1 percent, 30-year loans to eligible intermediaries to establish a revolving loan fund. The intermediary then re-lends the funds for development projects in rural areas with populations under 25,000.

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