Waterloo-based PDCM Insurance announced it has formed a risk management division that will assist businesses statewide in developing risk reduction and loss control programs. Bill Trammel Jr., senior loss control specialist for PDCM with more than 20 years of experience conducting safety training, will lead the new division and is the lead safety trainer for the company. Bill Wilson, a vice president with PDCM, said the firm has obtained a number of Central Iowa clients through its status as an endorsed vendor for the Technology Association of Iowa. For more information about PDCM, visit www.pdcm.com.