Iowa consumers anticipate receiving about the same tax refund in 2015 as in 2014, and most plan to put it in savings, according to a recent survey by the Iowa Credit Union League. The statewide survey of more than 1,100 Iowa credit union members and consumers showed that 40 percent of Iowans surveyed are expecting a tax refund about the same as last year’s, while 28 percent are expecting a smaller refund. Twenty-one percent are not expecting a refund whatsoever. Well over 50 percent of those Iowans expecting some type of refund, including the 9 percent anticipating a larger refund this year, are planning to put it into savings. Forty-five percent of respondents said they plan to use their refunds to pay off debt, and only 4 percent plan to splurge on a large purchase.